Josh Downer
Founder, Managing Partner
Josh has a decade of experience in the law, where he has advised some of the world's most prominent Wall Street banks, fintechs, and crypto companies. After completing a Federal District Court clerkship, Josh started law practice in the Financial Institution's Group at Sullivan & Cromwell LLP, where he advised traditional and non-traditional financial institutions on a wide variety of transactional, regulatory and enforcement matters. Josh moved to the industry-leading Fintech group at Paul Hastings before transitioning in-house to the role of Senior Product Counsel at Ripple Labs.
At Ripple, Josh led the global effort to establish Ripple's cross-border crypto-payments system on sound legal and regulatory footing, including with respect to AML and sanctions, prudential regulation, and licensing and supervision. Josh developed and managed relationships with more than a dozen of the world's most sophisticated financial services firms in jurisdictions at the forefront of crypto regulation, including in the United States, UK, Japan, Singapore, UAE, Australia, Canada, Brazil, Mexico, and Thailand.
Josh left Ripple to serve as General Counsel to a licensed money transmitter serving crypto companies. Since founding Northstar Legal, LLC in early 2023, Josh has served as fractional General Counsel to L1 core developers, defi projects, and a global Web3 gaming company.
Education
- Vanderbilt University Law School, J.D. 2013 (Order of the Coif)
- London School of Economics, Master of Science in International Political Economy, 2010 (with Merit)
- Harvard University, A.B. in Government, 2009
Bar Admissions
New York
